Mortgage Insights
Tips, updates, and real talk on home loans from Jamie Becker and The Becker Team.
VantageScore vs. FICO: What Actually Changed in 2026 and Why It Matters for Colorado Buyers
FICO and VantageScore 4.0 work differently, and in 2026 the rules around which one lenders can use for mortgages changed. Here is what Colorado buyers need to know.
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Colorado School Employees: A New Program Just Opened Up That Could Change How You Buy a Home
The CHFA Schools to Home program helps Colorado public school employees buy a home with up to 25% down payment assistance. Here is what it is, who qualifies, and how the shared appreciation piece works.
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VA Loans in Colorado: What Most Veterans Don't Know They're Missing
If you've served and you're thinking about buying a home in Colorado, there's a good chance you're leaving money on the table. Here's what the VA loan benefit a
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Should You Still Buy a Home in Colorado With Rates Near 7%?
Rates are near 7% and everyone's asking the same thing, should I wait? Here's my honest take after 21 years of helping Colorado families buy homes.
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